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EquitySectoral/ ThematicDirect · Growth

UTI-Transportation and Logistics Fund-Growth Option- Direct

UTI · Scheme 120731

355.43 0.03%NAV · 2026-09-18
59
Decent FundScore
Start SIP
AUM
₹4,263 cr
Expense ratio
0.87%
3Y CAGR
21.5%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Sachin TrivediExit load: Exit load of 1% if redeemed within 30 days.
Decent · 59/100

A solid option with a few areas worth a closer look.

🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.

📈 Why it could do well

  • Strong long-term record — 22.2% CAGR over 5 years.
  • Compounding well recently — 21.5% CAGR over 3 years.
  • 3Y CAGR: +21.5%
  • Alpha vs benchmark: +12.9%

📉 What could drag it down

  • Returns have been uneven across periods — less predictable than peers.
  • Can fall sharply — dropped 57% in its worst stretch. Stomach needed.
  • Sectoral/ Thematics are inherently higher-risk — best held 7+ years to ride out swings.
  • 10Y CAGR vs category: -1.1% vs category avg
  • Return stability: rolling-return std 14.9%

FundScore breakdown

59/100 · Decent
How it works →
84
Returns
Excellent
44
Consistency
Weak
53
Risk-adjusted
Average
28
Downside protection
Weak
77
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.