EquityELSSDirect · Growth
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option
UTI · Scheme 120715
₹230.76▼ 0.28%NAV · 2026-09-18
Average FundScore
AUM
₹3,524 cr
Expense ratio
1.02%
3Y CAGR
11.1%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Vetri Subramaniam, Lalit NambiarExit load: Nil
Average · 49/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Positive 3Y windows: 98% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 5.5%
- ✓Volatility: 15% annualised
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.49) — took on risk without enough payoff.
- •3Y CAGR vs category: -2.3% vs category avg
- •5Y CAGR vs category: -3.7% vs category avg
FundScore breakdown
49/100 · Average
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Average
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.