DebtCredit Risk FundDirect · Growth
ICICI Prudential Credit Risk Fund - Direct Plan - Growth
ICICI Prudential · Scheme 120711
₹38.64▼ 0.07%NAV · 2026-09-18
Strong FundScore
AUM
₹6,320 cr
Expense ratio
0.80%
3Y CAGR
9.3%
Risk level
Low
Min SIP
₹100
Benchmark
CRISIL Credit Risk Index
Fund manager: Manish Banthia, Akhil KakkarExit load: Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
Strong · 77/100
A high-quality fund that scores well on the factors that matter.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Excellent risk-adjusted returns (Sharpe 1.70) — reward isn't just from taking more risk.
- ✓Protects capital well — worst-ever fall was only 3%.
- ✓Low volatility (1% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Beat category: beat category in 76% of windows
📉 What could drag it down
- •5Y CAGR: +8.1%
- •10Y CAGR: +8.5%
FundScore breakdown
77/100 · Strong
Returns
Weak
Consistency
Excellent
Risk-adjusted
Excellent
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.