HybridConservative Hybrid FundDirect · Growth
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan
Aditya Birla Sun Life · Scheme 120705
₹79.71▼ 0.11%NAV · 2026-09-18
Decent FundScore
AUM
₹1,490 cr
Expense ratio
0.96%
3Y CAGR
9.4%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Fund manager: Satyabrata Mohanty, Vineet Maloo, Pranay SinhaExit load: 1% for redemption within 90 days.
Decent · 70/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 14%.
- ✓Low volatility (5% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Beat category: beat category in 75% of windows
📉 What could drag it down
- •5Y CAGR: +8.7%
- •10Y CAGR: +8.7%
FundScore breakdown
70/100 · Decent
Returns
Weak
Consistency
Excellent
Risk-adjusted
Average
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.