DebtMedium to Long Duration FundDirect · Growth
UTI Medium to Long Duration Fund-Growth - Direct
UTI · Scheme 120689
₹83.60▼ 0.15%NAV · 2026-09-18
Average FundScore
AUM
₹302 cr
Expense ratio
1.26%
3Y CAGR
6.7%
Risk level
Moderate
Min SIP
₹500
Benchmark
CRISIL Medium to Long Duration Debt Index
Fund manager: Amandeep ChopraExit load: Nil
Average · 54/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 13%.
- ✓Low volatility (5% a year) — a steady, low-drama ride.
- ✓5Y CAGR vs category: +2.3% vs category avg
- ✓Positive 3Y windows: 90% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 3.9%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.10) — took on risk without enough payoff.
- •3Y CAGR: +6.7%
- •5Y CAGR: +8.7%
FundScore breakdown
54/100 · Average
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.