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UTI Large Cap Fund - Direct Plan - Growth Option

UTI · Scheme 120656

295.02 0.54%NAV · 2026-09-18
48
Average FundScore
Start SIP
AUM
₹12,303 cr
Expense ratio
1.07%
3Y CAGR
9.6%
Risk level
High
Min SIP
₹100
Benchmark
Nifty 100 TRI
Fund manager: Swati KulkarniExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Average · 48/100

Middle-of-the-pack — compare it against better-scored peers.

🎯 Best held for the long term (5+ years) as part of a diversified portfolio.

📈 Why it could do well

  • Positive 3Y windows: 99% of rolling 3Y windows positive
  • Return stability: rolling-return std 4.8%
  • Volatility: 15% annualised

📉 What could drag it down

  • Down 1.5% over the last year — currently out of favour.
  • Weak risk-adjusted returns (Sharpe 0.45) — took on risk without enough payoff.
  • 3Y CAGR vs category: -2.8% vs category avg
  • 5Y CAGR: +8.6%

FundScore breakdown

48/100 · Average
How it works →
28
Returns
Weak
63
Consistency
Decent
33
Risk-adjusted
Weak
50
Downside protection
Average
71
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.