EquityELSSDirect · Growth
JM ELSS Tax Saver Fund (Direct) - Growth Option
JM Financial · Scheme 120494
₹60.93▼ 0.38%NAV · 2026-09-18
Decent FundScore
AUM
₹242 cr
Expense ratio
1.34%
3Y CAGR
18.1%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Sanjay Kumar Chhabaria, Chaitanya ChoksiExit load: Nil
Decent · 69/100
A solid option with a few areas worth a closer look.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Strong long-term record — 16.0% CAGR over 5 years.
- ✓Compounding well recently — 18.1% CAGR over 3 years.
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓3Y CAGR: +18.1%
- ✓Positive 3Y windows: 98% of rolling 3Y windows positive
📉 What could drag it down
- •Sharpe ratio: 0.64
- •Sortino ratio: 0.78
FundScore breakdown
69/100 · Decent
Returns
Excellent
Consistency
Excellent
Risk-adjusted
Average
Downside protection
Average
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.