DebtMedium to Long Duration FundDirect · Growth
LIC MF Medium to Long Duration Fund-Direct Plan-Growth
LIC · Scheme 120279
₹82.49▼ 0.08%NAV · 2026-09-18
Decent FundScore
AUM
₹176 cr
Expense ratio
0.22%
3Y CAGR
7.7%
Risk level
Low to Moderate
Min SIP
₹200
Benchmark
CRISIL Medium to Long Duration Debt Index
Fund manager: Marzban IraniExit load: Exit load of 0.25% if redeemed within 15 days.
Decent · 58/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 6%.
- ✓Low volatility (3% a year) — a steady, low-drama ride.
- ✓Low cost — 0.22% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.27) — took on risk without enough payoff.
- •3Y CAGR: +7.7%
- •5Y CAGR: +6.4%
FundScore breakdown
58/100 · Decent
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.