DebtBanking and PSU FundDirect · Growth
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth
ICICI Prudential · Scheme 120256
₹36.53▼ 0.07%NAV · 2026-09-18
Strong FundScore
AUM
₹8,850 cr
Expense ratio
0.40%
3Y CAGR
7.5%
Risk level
Low to Moderate
Min SIP
₹100
Benchmark
CRISIL Banking and PSU Debt Index
Fund manager: Rahul Goswami, Chandni GuptaExit load: Nil
Strong · 70/100
A high-quality fund that scores well on the factors that matter.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 3%.
- ✓Low volatility (2% a year) — a steady, low-drama ride.
- ✓Low cost — 0.40% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •3Y CAGR: +7.5%
- •5Y CAGR: +6.8%
FundScore breakdown
70/100 · Strong
Returns
Weak
Consistency
Excellent
Risk-adjusted
Decent
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.