HybridConservative Hybrid FundDirect · Growth
Kotak Debt Hybrid - Growth - Direct
Kotak Mahindra · Scheme 120154
₹70.40▼ 0.15%NAV · 2026-09-18
Strong FundScore
AUM
₹2,882 cr
Expense ratio
0.61%
3Y CAGR
9.5%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Fund manager: Abhishek Bisen, Devender SinghalExit load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 6 months.
Strong · 75/100
A high-quality fund that scores well on the factors that matter.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 12%.
- ✓Low volatility (5% a year) — a steady, low-drama ride.
- ✓Low cost — 0.61% expense ratio means more of the return stays with you.
- ✓10Y CAGR vs category: +2.3% vs category avg
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •1Y return: +5.0%
FundScore breakdown
75/100 · Strong
Returns
Weak
Consistency
Excellent
Risk-adjusted
Average
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.