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HybridConservative Hybrid FundDirect · Growth

SBI Conservative Hybrid Fund - Direct Plan - Growth

SBI · Scheme 119839

84.51 0.08%NAV · 2026-09-18
71
Strong FundScore
Start SIP
AUM
₹10,210 cr
Expense ratio
0.98%
3Y CAGR
9.2%
Risk level
Moderate
Min SIP
₹500
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Fund manager: Dinesh Ahuja, Ruchit MehtaExit load: For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year
Strong · 71/100

A high-quality fund that scores well on the factors that matter.

🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Protects capital well — worst-ever fall was only 12%.
  • Low volatility (4% a year) — a steady, low-drama ride.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Beat category: beat category in 74% of windows

📉 What could drag it down

  • 1Y return: +6.2%
  • Sortino ratio: 0.87

FundScore breakdown

71/100 · Strong
How it works →
44
Returns
Weak
95
Consistency
Excellent
52
Risk-adjusted
Average
100
Downside protection
Excellent
74
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.