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Kotak Liquid Fund - Direct Plan - Growth

Kotak Mahindra · Scheme 119766

₹5,715.03▲ 0.01%NAV · 2026-09-18
57
Decent FundScore
Start SIP
AUM
₹51,309 cr
Expense ratio
0.19%
3Y CAGR
7.0%
Risk level
Very High
Min SIP
₹500
Benchmark
CRISIL Liquid Debt Index
Fund manager: Deepak AgrawalExit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050%
Decent · 57/100

A solid option with a few areas worth a closer look.

🎯 Best held for the long term (5+ years) as part of a diversified portfolio.

📈 Why it could do well

  • ✓Protects capital well — worst-ever fall was only 0%.
  • ✓Low cost — 0.19% expense ratio means more of the return stays with you.
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive
  • ✓Sortino ratio: 599.01
  • ✓Max drawdown: -0%

📉 What could drag it down

  • •Weak risk-adjusted returns (Sharpe 0.25) — took on risk without enough payoff.
  • •High volatility (2440% a year) — expect big swings up and down.
  • •3Y CAGR: +7.0%
  • •5Y CAGR: +6.3%

FundScore breakdown

57/100 · Decent
How it works →
30
Returns
Weak
52
Consistency
Average
36
Risk-adjusted
Weak
100
Downside protection
Excellent
84
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.