OtherMoney Market FundDirect · Growth
Kotak Money Market Fund - (Growth) - Direct
Kotak Mahindra · Scheme 119746
₹4,880.31▲ 0.01%NAV · 2026-09-18
Average FundScore
AUM
₹30,297 cr
Expense ratio
0.16%
3Y CAGR
7.4%
Risk level
Very High
Min SIP
₹100
Benchmark
CRISIL Money Market Index
Fund manager: Deepak AgrawalExit load: Nil
Average · 55/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 1%.
- ✓Low cost — 0.16% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Sortino ratio: 920.64
- ✓Max drawdown: -1%
📉 What could drag it down
- •Returns have been uneven across periods — less predictable than peers.
- •Weak risk-adjusted returns (Sharpe 0.26) — took on risk without enough payoff.
- •High volatility (2615% a year) — expect big swings up and down.
- •3Y CAGR: +7.4%
- •5Y CAGR: +6.7%
FundScore breakdown
55/100 · Average
Returns
Weak
Consistency
Weak
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.