DebtCredit Risk FundDirect · Growth
Kotak Credit Risk Fund - Growth - Direct
Kotak Mahindra · Scheme 119741
₹36.24▼ 0.14%NAV · 2026-09-18
Decent FundScore
AUM
₹770 cr
Expense ratio
0.81%
3Y CAGR
8.7%
Risk level
Low to Moderate
Min SIP
₹100
Benchmark
CRISIL Credit Risk Index
Fund manager: Deepak AgrawalExit load: Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Decent · 66/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 4%.
- ✓Low volatility (2% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 1.8%
📉 What could drag it down
- •3Y CAGR: +8.7%
- •5Y CAGR: +6.8%
FundScore breakdown
66/100 · Decent
Returns
Weak
Consistency
Strong
Risk-adjusted
Decent
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.