EquitySectoral/ ThematicDirect · Growth
SBI PSU Fund - DIRECT PLAN - GROWTH
SBI · Scheme 119732
₹38.30▼ 0.38%NAV · 2026-09-18
Average FundScore
AUM
₹6,678 cr
Expense ratio
0.91%
3Y CAGR
24.4%
Risk level
Very High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Richard DsouzaExit load: Exit load of 0.50% if redeemed within 30 days.
Average · 54/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.
📈 Why it could do well
- ✓Strong long-term record — 24.9% CAGR over 5 years.
- ✓Compounding well recently — 24.4% CAGR over 3 years.
- ✓3Y CAGR: +24.4%
- ✓Alpha vs benchmark: +14.4%
📉 What could drag it down
- •Returns have been uneven across periods — less predictable than peers.
- •Weak risk-adjusted returns (Sharpe 0.34) — took on risk without enough payoff.
- •Can fall sharply — dropped 47% in its worst stretch. Stomach needed.
- •Sectoral/ Thematics are inherently higher-risk — best held 7+ years to ride out swings.
- •Beat category: beat category in 34% of windows
- •Return stability: rolling-return std 15.4%
FundScore breakdown
54/100 · Average
Returns
Excellent
Consistency
Weak
Risk-adjusted
Weak
Downside protection
Weak
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.