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DebtMedium to Long Duration FundDirect · Growth

SBI Medium to Long Duration Fund-DIRECT PLAN -Growth

SBI · Scheme 119714

80.55 0.08%NAV · 2026-09-18
64
Decent FundScore
Start SIP
AUM
₹2,051 cr
Expense ratio
0.78%
3Y CAGR
7.3%
Risk level
Low to Moderate
Min SIP
₹500
Benchmark
CRISIL Medium to Long Duration Debt Index
Fund manager: Dinesh AhujaExit load: For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year
Decent · 64/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Protects capital well — worst-ever fall was only 9%.
  • Low volatility (3% a year) — a steady, low-drama ride.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Return stability: rolling-return std 1.6%

📉 What could drag it down

  • 3Y CAGR: +7.2%
  • 5Y CAGR: +6.4%

FundScore breakdown

64/100 · Decent
How it works →
32
Returns
Weak
86
Consistency
Excellent
38
Risk-adjusted
Weak
100
Downside protection
Excellent
79
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.