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Aditya Birla Sun Life Income Fund - Growth - Direct Plan

Aditya Birla Sun Life · Scheme 119657

141.48 0.19%NAV · 2026-09-18
58
Decent FundScore
Start SIP
AUM
Expense ratio
3Y CAGR
6.7%
Risk level
Low to Moderate
Min SIP
Benchmark
CRISIL Medium to Long Duration Debt Index
Decent · 58/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • Protects capital well — worst-ever fall was only 10%.
  • Low volatility (4% a year) — a steady, low-drama ride.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Return stability: rolling-return std 1.9%

📉 What could drag it down

  • Weak risk-adjusted returns (Sharpe 0.34) — took on risk without enough payoff.
  • 3Y CAGR: +6.7%
  • 5Y CAGR: +5.9%

FundScore breakdown

58/100 · Decent
How it works →
26
Returns
Weak
71
Consistency
Strong
31
Risk-adjusted
Weak
100
Downside protection
Excellent
80
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.