DebtShort Duration FundDirect · Growth
BANK OF INDIA Short Term Income Fund-Direct Plan- Growth
Bank of India · Scheme 119382
₹30.97▲ 0.03%NAV · 2026-08-05
Decent FundScore
AUM
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Expense ratio
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3Y CAGR
7.8%
Risk level
Moderate
Min SIP
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Benchmark
CRISIL Short Duration Debt Index
NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +0.32% |
| 3 Months | +2.24% |
| 6 Months | +3.21% |
| 1 Year | +5.50% |
| 3 Years (CAGR) | +7.77% |
| 5 Years (CAGR) | +10.82% |
| 10 Years (CAGR) | +5.89% |
| Since Launch | +6.88% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns40
Consistency67
Risk-adjusted25
Downside protection82
Cost efficiency80
Portfolio quality50
Why this fund scores well
- ✓ 5Y CAGR vs category: +4.2% vs category avg
- ✓ Beat category: beat category in 69% of windows
- ✓ Return stability: rolling-return std 5.6%
- ✓ Volatility: 6% annualised
- ✓ Max drawdown: -20%
What to watch
- • 3Y CAGR: +7.8%
- • 10Y CAGR: +5.9%
- • Sharpe ratio: 0.10
- • Sortino ratio: 0.08
Risk metrics
Sharpe ratio
0.10
Sortino ratio
0.08
Volatility
6.30%
Max drawdown
-19.80%
Downside capture
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SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.