SolutionRetirement FundDirect · Growth
Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option
Tata · Scheme 119255
₹83.16▼ 0.17%NAV · 2026-09-18
Decent FundScore
AUM
₹2,218 cr
Expense ratio
0.83%
3Y CAGR
14.3%
Risk level
Moderately High
Min SIP
₹150
Benchmark
Nifty 500 TRI
Fund manager: Murthy Nagarajan, Sonam UdasiExit load: Exit load of 1% if redeemed before 61 months.
Decent · 69/100
A solid option with a few areas worth a closer look.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓3Y CAGR: +14.3%
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •1Y return: +8.5%
- •Sharpe ratio: 0.68
FundScore breakdown
69/100 · Decent
Returns
Decent
Consistency
Excellent
Risk-adjusted
Weak
Downside protection
Decent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.