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DebtShort Duration FundDirect · Growth

DSP Short Term Fund - Direct Plan - Growth

DSP · Scheme 119226

54.01 0.08%NAV · 2026-09-18
70
Decent FundScore
Start SIP
AUM
₹3,522 cr
Expense ratio
0.37%
3Y CAGR
7.5%
Risk level
Low
Min SIP
₹100
Benchmark
CRISIL Short Duration Debt Index
Fund manager: Laukik Bagwe, Saurabh BhatiaExit load: Nil
Decent · 70/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Protects capital well — worst-ever fall was only 3%.
  • Low volatility (1% a year) — a steady, low-drama ride.
  • Low cost — 0.37% expense ratio means more of the return stays with you.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Beat category: beat category in 69% of windows

📉 What could drag it down

  • 3Y CAGR: +7.5%
  • 5Y CAGR: +6.3%

FundScore breakdown

70/100 · Decent
How it works →
30
Returns
Weak
91
Consistency
Excellent
57
Risk-adjusted
Decent
100
Downside protection
Excellent
90
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.