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DebtLiquid FundDirect · Growth

Navi Liquid Fund-Direct Plan-Growth Option

Navi · Scheme 119164

₹30.52▲ 0.01%NAV · 2026-09-18
23
Weak FundScore
Start SIP
AUM
₹76 cr
Expense ratio
0.26%
3Y CAGR
6.5%
Risk level
Very High
Min SIP
₹100
Benchmark
CRISIL Liquid Debt Index
Fund manager: Killol Pandya, Archit ShahExit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050%
Below average · 23/100

Lags peers on our factors — weigh the risks carefully.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • ✓Low cost — 0.26% expense ratio means more of the return stays with you.
  • ✓Direct plan: no distributor commission

📉 What could drag it down

  • •Returns have been uneven across periods — less predictable than peers.
  • •Weak risk-adjusted returns (Sharpe 0.24) — took on risk without enough payoff.
  • •Can fall sharply — dropped 99% in its worst stretch. Stomach needed.
  • •High volatility (2450% a year) — expect big swings up and down.
  • •3Y CAGR: +6.5%
  • •5Y CAGR: -57.8%

FundScore breakdown

23/100 · Weak
How it works →
12
Returns
Weak
16
Consistency
Weak
18
Risk-adjusted
Weak
0
Downside protection
Weak
80
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.