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HybridEquity SavingsDirect · Growth

HDFC Equity Savings Fund - Growth Option - Direct Plan

HDFC · Scheme 119128

₹76.93▼ 0.12%NAV · 2026-09-18
65
Decent FundScore
Start SIP
AUM
₹5,699 cr
Expense ratio
1.29%
3Y CAGR
9.1%
Risk level
Moderate
Min SIP
₹100
Benchmark
Nifty Equity Savings Index
Fund manager: Anil Bamboli, Vinay Kulkarni, Krishan DagaExit load: Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month.
Decent · 65/100

A solid option with a few areas worth a closer look.

🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.

📈 Why it could do well

  • ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • ✓Protects capital well — worst-ever fall was only 17%.
  • ✓Low volatility (6% a year) — a steady, low-drama ride.
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive
  • ✓Beat category: beat category in 74% of windows

📉 What could drag it down

  • •5Y CAGR: +8.8%
  • •1Y return: +4.2%

FundScore breakdown

65/100 · Decent
How it works →
40
Returns
Weak
94
Consistency
Excellent
44
Risk-adjusted
Weak
89
Downside protection
Excellent
65
Cost efficiency
Decent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.