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DebtOvernight FundDirect · Growth

HDFC Overnight Fund - Growth Option - Direct Plan

HDFC · Scheme 119110

4,071.32 0.01%NAV · 2026-09-18
53
Average FundScore
Start SIP
AUM
₹12,190 cr
Expense ratio
0.11%
3Y CAGR
6.1%
Risk level
Very High
Min SIP
₹100
Benchmark
CRISIL Overnight Index
Fund manager: Anil BamboliExit load: Nil
Average · 53/100

Middle-of-the-pack — compare it against better-scored peers.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • Protects capital well — worst-ever fall was only 0%.
  • Low cost — 0.11% expense ratio means more of the return stays with you.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Beat category: beat category in 66% of windows
  • Max drawdown: -0%

📉 What could drag it down

  • Weak risk-adjusted returns (Sharpe 0.24) — took on risk without enough payoff.
  • High volatility (2427% a year) — expect big swings up and down.
  • 3Y CAGR: +6.1%
  • 5Y CAGR: +5.6%

FundScore breakdown

53/100 · Average
How it works →
26
Returns
Weak
60
Consistency
Decent
2
Risk-adjusted
Weak
100
Downside protection
Excellent
90
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.