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DebtMoney Market FundDirect · Growth

HDFC Money Market Fund - Growth Option - Direct Plan

HDFC · Scheme 119092

₹6,276.61▲ 0.01%NAV · 2026-09-18
60
Decent FundScore
Start SIP
AUM
₹31,371 cr
Expense ratio
0.22%
3Y CAGR
7.4%
Risk level
Very High
Min SIP
₹100
Benchmark
CRISIL Money Market Index
Fund manager: Anil BamboliExit load: Nil
Decent · 60/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • ✓Protects capital well — worst-ever fall was only 1%.
  • ✓Low cost — 0.22% expense ratio means more of the return stays with you.
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive
  • ✓Sortino ratio: 653.68
  • ✓Max drawdown: -1%

📉 What could drag it down

  • •Weak risk-adjusted returns (Sharpe 0.26) — took on risk without enough payoff.
  • •High volatility (2614% a year) — expect big swings up and down.
  • •3Y CAGR: +7.4%
  • •5Y CAGR: +6.7%

FundScore breakdown

60/100 · Decent
How it works →
31
Returns
Weak
59
Consistency
Decent
36
Risk-adjusted
Weak
100
Downside protection
Excellent
90
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.