DebtCredit Risk FundDirect · Growth
DSP Credit Risk Fund - Direct Plan - Growth
DSP · Scheme 119082
₹60.72▼ 0.03%NAV · 2026-09-18
Strong FundScore
AUM
₹288 cr
Expense ratio
0.44%
3Y CAGR
16.9%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Credit Risk Index
Fund manager: Laukik Bagwe, Pankaj SharmaExit load: Exit load of 3%, if redeemed within 12 months.
Strong · 76/100
A high-quality fund that scores well on the factors that matter.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Compounding well recently — 16.9% CAGR over 3 years.
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 6%.
- ✓Low volatility (4% a year) — a steady, low-drama ride.
- ✓Low cost — 0.44% expense ratio means more of the return stays with you.
- ✓3Y CAGR: +16.9%
📉 What could drag it down
- •10Y CAGR: +8.8%
- •Beat category: beat category in 52% of windows
FundScore breakdown
76/100 · Strong
Returns
Strong
Consistency
Strong
Risk-adjusted
Average
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.