DebtDynamic BondDirect · Growth
HDFC Dynamic Debt Fund - Growth Option - Direct Plan
HDFC · Scheme 119075
₹104.50▼ 0.10%NAV · 2026-09-18
Decent FundScore
AUM
—
Expense ratio
—
3Y CAGR
7.3%
Risk level
Low to Moderate
Min SIP
—
Benchmark
CRISIL Dynamic Bond Index
Decent · 58/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 7%.
- ✓Low volatility (3% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 2.2%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.35) — took on risk without enough payoff.
- •3Y CAGR: +7.3%
- •5Y CAGR: +6.2%
FundScore breakdown
58/100 · Decent
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.