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DebtShort Duration FundDirect · Growth

HDFC Short Term Debt Fund - Growth Option - Direct Plan

HDFC · Scheme 119016

35.41 0.06%NAV · 2026-09-18
71
Strong FundScore
Start SIP
AUM
Expense ratio
3Y CAGR
7.7%
Risk level
Low
Min SIP
Benchmark
CRISIL Short Duration Debt Index
Strong · 71/100

A high-quality fund that scores well on the factors that matter.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Protects capital well — worst-ever fall was only 3%.
  • Low volatility (1% a year) — a steady, low-drama ride.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Beat category: beat category in 74% of windows
  • Sharpe ratio: 1.13

📉 What could drag it down

  • 3Y CAGR: +7.7%
  • 5Y CAGR: +6.7%

FundScore breakdown

71/100 · Strong
How it works →
33
Returns
Weak
94
Consistency
Excellent
65
Risk-adjusted
Decent
100
Downside protection
Excellent
80
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.