HybridConservative Hybrid FundDirect · Growth
DSP Regular Savings Fund - Direct Plan - Growth
DSP · Scheme 118994
₹69.30▼ 0.14%NAV · 2026-09-18
Decent FundScore
AUM
₹179 cr
Expense ratio
0.64%
3Y CAGR
9.2%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Fund manager: Kedar Karnik, Vikram Chopra, Mayur PatelExit load: Nil
Decent · 62/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 12%.
- ✓Low volatility (4% a year) — a steady, low-drama ride.
- ✓Low cost — 0.64% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.47) — took on risk without enough payoff.
- •5Y CAGR: +7.8%
- •10Y CAGR: +7.6%
FundScore breakdown
62/100 · Decent
Returns
Weak
Consistency
Strong
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.