EquityFocused FundDirect · Growth
HDFC Focused Fund - Growth Option - Direct Plan
HDFC · Scheme 118950
₹268.58▼ 0.41%NAV · 2026-09-18
Decent FundScore
AUM
₹27,925 cr
Expense ratio
0.80%
3Y CAGR
17.3%
Risk level
High
Min SIP
₹100
Benchmark
Nifty 500 TRI
Fund manager: Vinay KulkarniExit load: Exit load of 1% if redeemed within 1 year
Decent · 63/100
A solid option with a few areas worth a closer look.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Strong long-term record — 19.6% CAGR over 5 years.
- ✓Compounding well recently — 17.3% CAGR over 3 years.
- ✓3Y CAGR: +17.3%
- ✓Positive 3Y windows: 91% of rolling 3Y windows positive
📉 What could drag it down
- •Can fall sharply — dropped 46% in its worst stretch. Stomach needed.
- •1Y return: +2.1%
- •1Y return vs category: -4.3% vs category avg
FundScore breakdown
63/100 · Decent
Returns
Strong
Consistency
Decent
Risk-adjusted
Average
Downside protection
Decent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.