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DebtLow Duration FundDirect · Growth

HDFC Low Duration Fund - Direct Plan - Growth

HDFC · Scheme 118942

67.34 0.00%NAV · 2026-09-18
75
Strong FundScore
Start SIP
AUM
₹18,242 cr
Expense ratio
0.46%
3Y CAGR
7.5%
Risk level
Low
Min SIP
₹100
Benchmark
CRISIL Low Duration Debt Index
Fund manager: Anupam JoshiExit load: Nil
Strong · 75/100

A high-quality fund that scores well on the factors that matter.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Excellent risk-adjusted returns (Sharpe 1.60) — reward isn't just from taking more risk.
  • Protects capital well — worst-ever fall was only 1%.
  • Low volatility (1% a year) — a steady, low-drama ride.
  • Low cost — 0.46% expense ratio means more of the return stays with you.
  • Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • 3Y CAGR: +7.5%
  • 5Y CAGR: +6.7%

FundScore breakdown

75/100 · Strong
How it works →
32
Returns
Weak
91
Consistency
Excellent
83
Risk-adjusted
Excellent
100
Downside protection
Excellent
89
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.