DebtCredit Risk FundDirect · Growth
Nippon India Credit Risk Fund - Direct Plan - Growth Plan
Nippon India · Scheme 118780
₹42.22▼ 0.03%NAV · 2026-09-18
Decent FundScore
AUM
₹1,556 cr
Expense ratio
0.61%
3Y CAGR
9.1%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Credit Risk Index
Fund manager: Prashant R.PimpleExit load: Exit Load for units in excess of 25% of the investment,1% will be charged for redemption within 12 months.
Decent · 62/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 14%.
- ✓Low volatility (4% a year) — a steady, low-drama ride.
- ✓Low cost — 0.61% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.32) — took on risk without enough payoff.
- •5Y CAGR: +8.0%
- •10Y CAGR: +6.7%
FundScore breakdown
62/100 · Decent
Returns
Weak
Consistency
Strong
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.