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DebtGilt FundDirect · Growth

Nippon India Gilt Fund - Direct Plan - P F Option - Defined Maturity Date Option

Nippon India · Scheme 118673

₹44.83▼ 0.19%NAV · 2026-09-18
66
Decent FundScore
Start SIP
AUM
₹1,552 cr
Expense ratio
0.52%
3Y CAGR
6.9%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Dynamic Gilt Index
Fund manager: Prashant R.PimpleExit load: Nil
Decent · 66/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • ✓Protects capital well — worst-ever fall was only 6%.
  • ✓Low volatility (4% a year) — a steady, low-drama ride.
  • ✓Low cost — 0.52% expense ratio means more of the return stays with you.
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • •3Y CAGR: +6.9%
  • •5Y CAGR: +6.0%

FundScore breakdown

66/100 · Decent
How it works →
31
Returns
Weak
83
Consistency
Excellent
45
Risk-adjusted
Weak
100
Downside protection
Excellent
87
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.