SolutionRetirement FundDirect · Growth
Franklin India Retirement Fund - Direct - Growth
Franklin Templeton · Scheme 118548
₹243.02▼ 0.14%NAV · 2026-09-18
Average FundScore
AUM
₹495 cr
Expense ratio
1.55%
3Y CAGR
8.7%
Risk level
Moderate
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Sachin Padwal-Desai, Umesh Sharma, Lakshmikanth ReddyExit load: Exit load of 3% if redeemed before the age of 58 yrs.
Average · 52/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 14%.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 3.2%
- ✓Volatility: 6% annualised
📉 What could drag it down
- •3Y CAGR: +8.7%
- •3Y CAGR vs category: -2.2% vs category avg
FundScore breakdown
52/100 · Average
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Average
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.